Terry's Articles & Media

I have heard it said, “If you don’t know where you are going, you won’t know when you get there.” (Author Unknown) Another adage is “If you don’t know where you are going, any road will get you there.” (Lewis Carroll) Another is “If a man knows not what harbor he seeks, any wind is…

What is your Company’s Culture? Some years ago, I participated in a company team building event. It was a timed event that allowed us the opportunity to assemble a puzzle as a team. The outcome was interesting and spoke to the nature of our organization. We were termed as a FIRE! FIRE! FIRE! company as a management…

I had a restless night the other night and the recurring thought was to write a book to entrepreneurs about small business finance and accounting. I also had some cutesy title, that I can not recall. But that got me thinking, if I was to write such a book, what would be the content? So…

My last blog discussed what I would put in “My New Book” if I were to write one. This year’s Blogs will follow this theme and this month’s blog deals with the topic “The Role of the CFO”. Why does every business regardless of size need a CFO? To answer that question, we will look at…

The theme of my Blogs for this year is what I would include in a book about small business finance and accounting. This month I will discuss the finances of a growing business. Rule 1 of the finances of a growing business: Growth requires capital, cash specifically. It is totally possible for a company to…

The theme of my Blogs for this year is what I would include in a book about small business finance and accounting. This month will be the first of several articles on raising funds for the Small Business. Remember, Never! Ever! Run Out of Cash, NO MATTER WHAT! But that is often easier said than…

The theme of my Blogs for this year is what I would include in a book about small business finance and accounting. This month is the second of several articles on raising funds for the Small Business. Remember, Never! Ever! Run Out of Cash, NO MATTER WHAT! But that is often easier said than done,…

The theme of my Blogs for this year is what I would include in a book about small business finance and accounting. This month is the last of several articles on raising funds for the Small Business. Remember, Never! Ever! Run Out of Cash, NO MATTER WHAT! But that is often easier said than done,…

The theme of my Blogs for this year is what I would include in a book about small business finance and accounting. This month I discuss accurate and timely financial reporting. One thing I consistently see in well run companies is accurate and timely financial reporting. Among other things this increases the intrinsic value of…

The theme of my Blogs for this year is what I would include in a book about small business finance and accounting. This month I discuss increasing company value. Company value has two basic components, Intrinsic and Extrinsic value drivers. Company value is ultimately determined by a multiple of anticipated cash flows, typically defined as…